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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,651 | $201,370-25.7% | $184,256-18.8% | $145,897+2.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 7.05% | 29.05%-22.0pp | 28.85%-21.8pp | 552.29%-545.2pp |
| Employer contribution / active EE | $4,954 | $7,024-29.5% | $6,427-22.9% | $4,663+6.2% |
| Participant deferral / active EE | $11,305 | $9,808+15.3% | $9,133+23.8% | $6,689+69.0% |
| Admin fee / account holder | $77,056 | $16,364+370.9% | $13,899+454.4% | $13,390+475.5% |