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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,177 | $197,637+38.7% | $177,848+54.2% | $158,982+72.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 5.96% | 58.77%-52.8pp | 48.33%-42.4pp | 302.99%-297.0pp |
| Employer contribution / active EE | $33,327 | $6,698+397.5% | $5,919+463.1% | $4,763+599.7% |
| Participant deferral / active EE | $45,500 | $8,405+441.4% | $7,714+489.9% | $5,983+660.4% |
| Admin fee / account holder | $6,072 | $15,406-60.6% | $12,431-51.2% | $11,252-46.0% |