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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,235 | $111,785-42.5% | $93,669-31.4% | $145,877-56.0% |
| Participation rate | 93.3% | 74.2%+19.1pp | 68.7%+24.6pp | 80.3%+13.0pp |
| Annual return | 19.26% | 203.79%-184.5pp | 133.59%-114.3pp | 551.28%-532.0pp |
| Employer contribution / active EE | $1,341 | $3,096-56.7% | $2,424-44.7% | $4,663-71.2% |
| Participant deferral / active EE | $6,836 | $4,919+39.0% | $4,416+54.8% | $6,691+2.2% |
| Admin fee / account holder | $2,066 | $10,256-79.9% | $8,291-75.1% | $13,402-84.6% |