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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $7,374 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,032 | $102,661+121.1% | $151,639+49.7% | $66,938+239.2% |
| Participation rate | 86.8% | 85.5%+1.2pp | 87.5%-0.7pp | 69.8%+17.0pp |
| Annual return | -19.10% | -10.81%-8.3pp | 3.34%-22.4pp | 1.58%-20.7pp |
| Employer contribution / active EE | $9,106 | $4,184+117.6% | $6,165+47.7% | $2,545+257.8% |
| Participant deferral / active EE | $12,939 | $6,645+94.7% | $8,363+54.7% | $4,238+205.3% |
| Admin fee / account holder | $38 | $630-94.0% | $11,613-99.7% | $594-93.6% |