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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,555 | $89,370-28.9% | $141,197-55.0% | $72,976-12.9% |
| Participation rate | 84.5% | 75.1%+9.4pp | 82.5%+2.0pp | 69.5%+15.0pp |
| Annual return | 19.55% | 111.88%-92.3pp | 71.41%-51.9pp | 81.02%-61.5pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $7,586 | $5,419+40.0% | $6,710+13.0% | $3,608+110.3% |
| Admin fee / account holder | $817 | $5,957-86.3% | $10,265-92.0% | $5,124-84.1% |