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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,874 | $160,040-48.8% | $147,096-44.3% | $145,877-43.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.38% | 98.49%-75.1pp | 419.75%-396.4pp | 551.28%-527.9pp |
| Employer contribution / active EE | $7,251 | $5,289+37.1% | $4,936+46.9% | $4,663+55.5% |
| Participant deferral / active EE | $15,484 | $8,429+83.7% | $8,071+91.8% | $6,691+131.4% |
| Admin fee / account holder | $792 | $15,050-94.7% | $13,005-93.9% | $13,402-94.1% |