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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,661 | $166,131-79.1% | $164,975-79.0% | $145,877-76.2% |
| Participation rate | 69.2% | 82.0%-12.8pp | 78.6%-9.4pp | 80.3%-11.1pp |
| Annual return | 16.99% | 100.37%-83.4pp | 70.12%-53.1pp | 551.28%-534.3pp |
| Employer contribution / active EE | $2,596 | $5,276-50.8% | $4,343-40.2% | $4,663-44.3% |
| Participant deferral / active EE | $4,867 | $6,962-30.1% | $6,033-19.3% | $6,691-27.3% |
| Admin fee / account holder | $273 | $16,648-98.4% | $12,688-97.9% | $13,402-98.0% |