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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,661 | $166,268-79.2% | $165,100-79.0% | $145,897-76.2% |
| Participation rate | 69.2% | 82.0%-12.8pp | 78.6%-9.4pp | 80.3%-11.1pp |
| Annual return | 16.99% | 100.52%-83.5pp | 70.21%-53.2pp | 552.29%-535.3pp |
| Employer contribution / active EE | $2,596 | $5,284-50.9% | $4,348-40.3% | $4,663-44.3% |
| Participant deferral / active EE | $4,867 | $6,964-30.1% | $6,035-19.4% | $6,689-27.2% |
| Admin fee / account holder | $273 | $16,659-98.4% | $12,696-97.9% | $13,390-98.0% |