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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,661 | $166,020-79.1% | $164,866-79.0% | $145,959-76.3% |
| Participation rate | 69.2% | 82.0%-12.8pp | 78.6%-9.4pp | 80.3%-11.1pp |
| Annual return | 16.99% | 100.08%-83.1pp | 69.97%-53.0pp | 561.95%-545.0pp |
| Employer contribution / active EE | $2,596 | $5,275-50.8% | $4,343-40.2% | $4,661-44.3% |
| Participant deferral / active EE | $4,867 | $6,961-30.1% | $6,033-19.3% | $6,689-27.2% |
| Admin fee / account holder | $273 | $16,644-98.4% | $12,689-97.9% | $13,398-98.0% |