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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,420 | $76,550-49.8% | $123,894-69.0% | $62,881-38.9% |
| Participation rate | 68.3% | 73.0%-4.7pp | 81.4%-13.2pp | 69.3%-1.1pp |
| Annual return | 8.60% | 18.67%-10.1pp | 47.52%-38.9pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,145 | $2,882-60.3% | $4,617-75.2% | $2,281-49.8% |
| Participant deferral / active EE | $6,762 | $4,840+39.7% | $5,984+13.0% | $3,203+111.1% |
| Admin fee / account holder | $13,818 | $4,826+186.3% | $8,357+65.3% | $4,296+221.7% |