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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,072 | $118,708+150.3% | $98,920+200.3% | $158,966+86.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 18.61% | 372.49%-353.9pp | 196.47%-177.9pp | 302.95%-284.3pp |
| Employer contribution / active EE | $4,980 | $3,334+49.4% | $2,689+85.2% | $4,762+4.6% |
| Participant deferral / active EE | $22,410 | $5,089+340.3% | $4,245+427.9% | $5,983+274.6% |
| Admin fee / account holder | $1,841 | $10,134-81.8% | $6,643-72.3% | $11,250-83.6% |