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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,386 | $87,132-61.7% | $105,624-68.4% | $80,959-58.8% |
| Participation rate | 97.6% | 70.4%+27.2pp | 75.3%+22.3pp | 67.7%+30.0pp |
| Annual return | 10.75% | 17.03%-6.3pp | 116.20%-105.5pp | 35.67%-24.9pp |
| Employer contribution / active EE | $1,545 | $2,397-35.6% | $3,168-51.2% | $2,757-44.0% |
| Participant deferral / active EE | $4,382 | $3,985+10.0% | $5,013-12.6% | $4,300+1.9% |
| Admin fee / account holder | $1,975 | $8,449-76.6% | $10,961-82.0% | $6,925-71.5% |