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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,995 | $94,031-63.8% | $115,768-70.6% | $82,448-58.8% |
| Participation rate | 97.4% | 70.4%+27.0pp | 74.4%+23.0pp | 68.1%+29.4pp |
| Annual return | 9.79% | 20.61%-10.8pp | 100.46%-90.7pp | 41.64%-31.8pp |
| Employer contribution / active EE | $1,149 | $2,323-50.5% | $2,940-60.9% | $2,551-54.9% |
| Participant deferral / active EE | $4,011 | $3,972+1.0% | $4,917-18.4% | $4,139-3.1% |
| Admin fee / account holder | $6,338 | $10,249-38.2% | $12,439-49.0% | $7,234-12.4% |