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| Provider | Service type | Compensation |
|---|---|---|
THE FIDUCIARY GROUP3+ years Service code 27 P.O. BOX 13688 · SAVANNAH, GA 31416 | Advisory (Plan) | $19,007 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,594 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,037 | $69,305-55.2% | $82,312-62.3% | $69,631-55.4% |
| Participation rate | 40.2% | 80.3%-40.0pp | 76.9%-36.7pp | 70.7%-30.4pp |
| Annual return | 22.72% | 21.47%+1.3pp | 25.88%-3.2pp | 27571.02%-27548.3pp |
| Employer contribution / active EE | $0 | $1,887-100.0% | $2,428-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $2,202 | $3,568-38.3% | $3,706-40.6% | $3,224-31.7% |
| Admin fee / account holder | $182 | $97+87.0% | $5,608-96.8% | $110+64.6% |