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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,394 | $93,117-78.1% | $77,096-73.5% | $134,532-84.8% |
| Participation rate | 85.7% | 74.5%+11.2pp | 67.9%+17.8pp | 81.2%+4.5pp |
| Annual return | -21.48% | 62.67%-84.1pp | 42.35%-63.8pp | 418.27%-439.7pp |
| Employer contribution / active EE | $5,968 | $3,420+74.5% | $2,814+112.1% | $4,741+25.9% |
| Participant deferral / active EE | $18,147 | $5,241+246.2% | $4,429+309.7% | $6,401+183.5% |
| Admin fee / account holder | $16,045 | $6,948+130.9% | $5,428+195.6% | $11,429+40.4% |