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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,855 | $131,835-83.4% | $108,582-79.9% | $273,972-92.0% |
| Participation rate | 72.2% | 83.5%-11.2pp | 79.6%-7.3pp | 83.0%-10.8pp |
| Annual return | 5.61% | -91.57%+97.2pp | -51.70%+57.3pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,243 | $4,913-74.7% | $3,758-66.9% | $4,869-74.5% |
| Participant deferral / active EE | $3,114 | $5,127-39.3% | $4,311-27.8% | $5,287-41.1% |
| Admin fee / account holder | $868 | $10,253-91.5% | $7,645-88.6% | $10,133-91.4% |