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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,659 | $198,457-95.6% | $170,435-94.9% | $147,586-94.1% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 13.83% | 257.30%-243.5pp | 205.94%-192.1pp | 578.59%-564.8pp |
| Employer contribution / active EE | $3,444 | $6,183-44.3% | $5,432-36.6% | $4,876-29.4% |
| Participant deferral / active EE | $3,673 | $5,629-34.7% | $4,939-25.6% | $5,439-32.5% |
| Admin fee / account holder | $8,316 | $16,852-50.7% | $13,881-40.1% | $10,886-23.6% |