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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,399 | $81,696+108.6% | $70,494+141.7% | $158,982+7.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.1%+24.9pp | 82.0%+18.0pp |
| Annual return | 12.84% | 208.70%-195.9pp | 109.16%-96.3pp | 302.99%-290.2pp |
| Employer contribution / active EE | $7,913 | $3,220+145.8% | $2,738+189.0% | $4,763+66.1% |
| Participant deferral / active EE | $8,441 | $4,558+85.2% | $3,711+127.5% | $5,983+41.1% |
| Admin fee / account holder | $20,159 | $6,200+225.2% | $3,848+423.9% | $11,252+79.2% |