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| Provider | Service type | Compensation |
|---|---|---|
PENTEGRA SERVICES, INC.1+ years Filed as: PENTEGRA SERVICES, INC Service code 15 · EIN 13-3745616 | Recordkeeping | $56,062 |
RELIANCE TRUST COMPANY1+ years Filed as: RELIANCE TRUST CO. Service code 19 · EIN 45-0404698 | Securities Custodian | $0 |
TRUTINA FINANCIAL1+ years Service code 26 · EIN 20-2951773 | Advisory (Participants) | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,166 | $76,112-66.9% | $96,544-73.9% | $71,529-64.8% |
| Participation rate | 92.1% | 74.4%+17.7pp | 76.0%+16.2pp | 67.9%+24.2pp |
| Annual return | 29.09% | 22.80%+6.3pp | 25.88%+3.2pp | 28.97%+0.1pp |
| Employer contribution / active EE | $1,379 | $2,248-38.7% | $2,966-53.5% | $2,590-46.8% |
| Participant deferral / active EE | $2,352 | $4,217-44.2% | $4,851-51.5% | $4,291-45.2% |
| Admin fee / account holder | $268 | $2,708-90.1% | $8,254-96.8% | $1,588-83.1% |