Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,174 | $63,924-70.0% | $108,582-82.3% | $55,167-65.2% |
| Participation rate | 42.7% | 74.3%-31.6pp | 79.6%-36.8pp | 69.0%-26.2pp |
| Annual return | 5.86% | 15.31%-9.4pp | -51.70%+57.6pp | 169.23%-163.4pp |
| Employer contribution / active EE | $453 | $1,879-75.9% | $3,758-87.9% | $1,963-76.9% |
| Participant deferral / active EE | $1,575 | $3,067-48.6% | $4,311-63.5% | $3,054-48.4% |
| Admin fee / account holder | $1,480 | $618+139.6% | $7,645-80.6% | $504+193.6% |