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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,619 | $87,059+213.1% | $105,608+158.1% | $80,925+236.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 14.23% | 17.05%-2.8pp | 116.50%-102.3pp | 35.65%-21.4pp |
| Employer contribution / active EE | $10,044 | $2,396+319.1% | $3,167+217.1% | $2,756+264.4% |
| Participant deferral / active EE | $5,458 | $3,986+36.9% | $5,010+9.0% | $4,299+27.0% |
| Admin fee / account holder | $9,704 | $8,443+14.9% | $11,028-12.0% | $6,940+39.8% |