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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,619 | $87,037+213.2% | $106,201+156.7% | $80,874+237.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.6%+32.4pp |
| Annual return | 14.23% | 17.05%-2.8pp | 116.26%-102.0pp | 35.62%-21.4pp |
| Employer contribution / active EE | $10,044 | $2,396+319.2% | $3,170+216.9% | $2,756+264.5% |
| Participant deferral / active EE | $5,458 | $3,986+36.9% | $5,012+8.9% | $4,297+27.0% |
| Admin fee / account holder | $9,704 | $8,434+15.1% | $11,039-12.1% | $6,935+39.9% |