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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,993 | $27,943-17.7% | $58,507-60.7% | $75,177-69.4% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 13.97% | 44.22%-30.3pp | 4252.32%-4238.4pp | 160.75%-146.8pp |
| Employer contribution / active EE | $776 | $670+15.9% | $1,053-26.3% | $2,671-71.0% |
| Participant deferral / active EE | $2,031 | $1,202+69.0% | $1,922+5.7% | $4,126-50.8% |
| Admin fee / account holder | $1,404 | $1,727-18.7% | $2,486-43.5% | $5,651-75.2% |