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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,597 | $103,008-7.2% | $90,304+5.9% | $152,897-37.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 27.43% | 95.22%-67.8pp | 78.13%-50.7pp | 345.43%-318.0pp |
| Employer contribution / active EE | $16,984 | $3,139+441.0% | $2,855+494.9% | $4,764+256.6% |
| Participant deferral / active EE | $15,333 | $4,281+258.1% | $3,885+294.7% | $5,851+162.1% |
| Admin fee / account holder | $810 | $6,175-86.9% | $5,354-84.9% | $11,599-93.0% |