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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,830 | $127,298+99.4% | $109,916+130.9% | $167,553+51.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 8.29% | 22.97%-14.7pp | 29.46%-21.2pp | 478.89%-470.6pp |
| Employer contribution / active EE | $6,751 | $3,325+103.0% | $2,844+137.4% | $4,840+39.5% |
| Participant deferral / active EE | $4,004 | $4,513-11.3% | $4,047-1.1% | $6,343-36.9% |
| Admin fee / account holder | $987 | $7,119-86.1% | $6,069-83.7% | $12,316-92.0% |