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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,362 | $129,959-38.9% | $104,301-23.9% | $134,509-41.0% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -1.82% | 42.04%-43.9pp | 24.61%-26.4pp | 418.13%-420.0pp |
| Employer contribution / active EE | $3,513 | $4,185-16.1% | $3,373+4.2% | $4,741-25.9% |
| Participant deferral / active EE | $5,249 | $5,589-6.1% | $4,626+13.5% | $6,400-18.0% |
| Admin fee / account holder | $4,662 | $9,325-50.0% | $7,340-36.5% | $11,427-59.2% |