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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,622 | $175,259-80.2% | $149,723-76.9% | $139,487-75.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.04% | 166.82%-148.8pp | 134.50%-116.5pp | 373.84%-355.8pp |
| Employer contribution / active EE | $7,523 | $5,478+37.3% | $4,821+56.0% | $4,755+58.2% |
| Participant deferral / active EE | $27,914 | $6,522+328.0% | $5,682+391.2% | $6,713+315.8% |
| Admin fee / account holder | $446 | $16,158-97.2% | $13,215-96.6% | $11,407-96.1% |