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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,087 | $114,119-30.7% | $107,187-26.2% | $138,895-43.1% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 11.49% | 273.21%-261.7pp | 204.55%-193.1pp | 145.39%-133.9pp |
| Employer contribution / active EE | $2,999 | $4,059-26.1% | $3,782-20.7% | $4,194-28.5% |
| Participant deferral / active EE | $5,860 | $5,538+5.8% | $5,096+15.0% | $6,396-8.4% |
| Admin fee / account holder | $8,683 | $10,024-13.4% | $9,162-5.2% | $12,562-30.9% |