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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,800 | $52,279-77.4% | $89,414-86.8% | $79,852-85.2% |
| Participation rate | 60.7% | 57.5%+3.1pp | 68.0%-7.3pp | 69.6%-9.0pp |
| Annual return | 23.22% | 22.16%+1.1pp | 245.50%-222.3pp | 31.72%-8.5pp |
| Employer contribution / active EE | $595 | $1,572-62.2% | $2,586-77.0% | $2,471-75.9% |
| Participant deferral / active EE | $912 | $2,740-66.7% | $3,890-76.6% | $3,740-75.6% |
| Admin fee / account holder | $83 | $3,356-97.5% | $4,883-98.3% | $5,306-98.4% |