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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,978 | $95,453+93.8% | $112,040+65.1% | $82,448+124.4% |
| Participation rate | 19.1% | 72.8%-53.6pp | 76.5%-57.3pp | 68.1%-48.9pp |
| Annual return | 14.52% | 23.92%-9.4pp | 24.52%-10.0pp | 41.64%-27.1pp |
| Employer contribution / active EE | $909 | $2,318-60.8% | $2,954-69.2% | $2,551-64.4% |
| Participant deferral / active EE | $2,115 | $4,224-49.9% | $5,098-58.5% | $4,139-48.9% |
| Admin fee / account holder | $1,314 | $9,013-85.4% | $12,098-89.1% | $7,234-81.8% |