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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,106 | $166,268-26.6% | $165,100-26.0% | $145,897-16.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.73% | 100.52%-89.8pp | 70.21%-59.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $3,457 | $5,284-34.6% | $4,348-20.5% | $4,663-25.8% |
| Participant deferral / active EE | $11,872 | $6,964+70.5% | $6,035+96.7% | $6,689+77.5% |
| Admin fee / account holder | $2,720 | $16,659-83.7% | $12,696-78.6% | $13,390-79.7% |