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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,523 | $111,785-79.9% | $93,669-76.0% | $145,877-84.6% |
| Participation rate | 78.6% | 74.2%+4.3pp | 68.7%+9.8pp | 80.3%-1.7pp |
| Annual return | -38.14% | 203.79%-241.9pp | 133.59%-171.7pp | 551.28%-589.4pp |
| Employer contribution / active EE | $797 | $3,096-74.2% | $2,424-67.1% | $4,663-82.9% |
| Participant deferral / active EE | $2,058 | $4,919-58.2% | $4,416-53.4% | $6,691-69.2% |
| Admin fee / account holder | $14,456 | $10,256+41.0% | $8,291+74.4% | $13,402+7.9% |