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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,337 | $183,592-48.6% | $155,574-39.4% | $145,877-35.3% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 9.32% | 61.37%-52.1pp | 64.87%-55.5pp | 551.28%-542.0pp |
| Employer contribution / active EE | $1,985 | $5,317-62.7% | $4,676-57.5% | $4,663-57.4% |
| Participant deferral / active EE | $2,214 | $6,466-65.8% | $5,629-60.7% | $6,691-66.9% |
| Admin fee / account holder | $1,000 | $19,316-94.8% | $15,914-93.7% | $13,402-92.5% |