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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,088 | $97,550+178.9% | $120,344+126.1% | $87,485+211.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 15.21% | 18.41%-3.2pp | 20.30%-5.1pp | 26.06%-10.8pp |
| Employer contribution / active EE | $2,295 | $2,291+0.2% | $3,020-24.0% | $2,596-11.6% |
| Participant deferral / active EE | $8,439 | $4,230+99.5% | $5,135+64.3% | $4,274+97.5% |
| Admin fee / account holder | $6,448 | $9,543-32.4% | $12,742-49.4% | $7,775-17.1% |