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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,088 | $104,098+161.4% | $140,514+93.6% | $94,015+189.4% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 15.21% | 15.14%+0.1pp | 14.36%+0.9pp | 17.84%-2.6pp |
| Employer contribution / active EE | $2,295 | $2,388-3.9% | $3,378-32.1% | $2,790-17.7% |
| Participant deferral / active EE | $8,439 | $4,033+109.2% | $4,919+71.6% | $4,249+98.6% |
| Admin fee / account holder | $6,448 | $10,439-38.2% | $13,697-52.9% | $8,951-28.0% |