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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,088 | $95,453+185.0% | $112,040+142.8% | $82,448+230.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.21% | 23.92%-8.7pp | 24.52%-9.3pp | 41.64%-26.4pp |
| Employer contribution / active EE | $2,295 | $2,318-1.0% | $2,954-22.3% | $2,551-10.0% |
| Participant deferral / active EE | $8,439 | $4,224+99.8% | $5,098+65.5% | $4,139+103.9% |
| Admin fee / account holder | $6,448 | $9,013-28.5% | $12,098-46.7% | $7,234-10.9% |