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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,476 | $97,729-52.4% | $83,830-44.6% | $135,379-65.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -6.32% | 1287.52%-1293.8pp | 850.97%-857.3pp | 519.79%-526.1pp |
| Employer contribution / active EE | $5,093 | $4,222+20.6% | $3,631+40.3% | $4,779+6.6% |
| Participant deferral / active EE | $4,832 | $4,683+3.2% | $4,082+18.4% | $5,609-13.9% |
| Admin fee / account holder | $4,082 | $6,674-38.8% | $5,479-25.5% | $10,828-62.3% |