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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,724 | $129,737-2.3% | $119,126+6.4% | $154,746-18.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 13.17% | 379.08%-365.9pp | 282.11%-268.9pp | 172.34%-159.2pp |
| Employer contribution / active EE | $5,197 | $4,375+18.8% | $4,034+28.8% | $4,379+18.7% |
| Participant deferral / active EE | $6,719 | $5,842+15.0% | $5,318+26.3% | $6,730-0.2% |
| Admin fee / account holder | $2,635 | $11,961-78.0% | $10,693-75.4% | $14,365-81.7% |