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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,724 | $111,535+13.6% | $105,223+20.4% | $137,256-7.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.17% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $5,197 | $3,939+31.9% | $3,689+40.9% | $4,156+25.0% |
| Participant deferral / active EE | $6,719 | $5,500+22.2% | $5,072+32.5% | $6,407+4.9% |
| Admin fee / account holder | $2,635 | $9,721-72.9% | $8,859-70.3% | $12,270-78.5% |