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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,340 | $175,259-70.1% | $149,723-65.0% | $139,487-62.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.85% | 166.82%-151.0pp | 134.50%-118.6pp | 373.84%-358.0pp |
| Employer contribution / active EE | $6,244 | $5,478+14.0% | $4,821+29.5% | $4,755+31.3% |
| Participant deferral / active EE | $2,463 | $6,522-62.2% | $5,682-56.6% | $6,713-63.3% |
| Admin fee / account holder | $951 | $16,158-94.1% | $13,215-92.8% | $11,407-91.7% |