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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,327 | $157,304+32.4% | $141,197+47.5% | $152,909+36.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.79% | 64.34%-44.6pp | 71.41%-51.6pp | 345.46%-325.7pp |
| Employer contribution / active EE | $2,400 | $5,263-54.4% | $4,736-49.3% | $4,764-49.6% |
| Participant deferral / active EE | $5,480 | $7,111-22.9% | $6,710-18.3% | $5,851-6.3% |
| Admin fee / account holder | $1,155 | $12,126-90.5% | $10,265-88.8% | $11,601-90.0% |