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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $426,315 | $138,076+208.8% | $123,553+245.0% | $135,380+214.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.59% | 153.70%-160.3pp | 119.21%-125.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $2,072 | $5,152-59.8% | $4,628-55.2% | $4,779-56.6% |
| Participant deferral / active EE | $12,190 | $6,800+79.3% | $6,426+89.7% | $5,609+117.3% |
| Admin fee / account holder | $9,780 | $10,917-10.4% | $9,284+5.3% | $10,828-9.7% |