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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,138 | $103,393-51.5% | $87,103-42.4% | $152,909-67.2% |
| Participation rate | 91.7% | 79.4%+12.3pp | 76.9%+14.8pp | 82.5%+9.2pp |
| Annual return | 12.52% | 28.10%-15.6pp | 28.19%-15.7pp | 345.46%-332.9pp |
| Employer contribution / active EE | $7,999 | $3,221+148.3% | $2,521+217.2% | $4,764+67.9% |
| Participant deferral / active EE | $7,244 | $4,778+51.6% | $4,049+78.9% | $5,851+23.8% |
| Admin fee / account holder | $1,304 | $12,195-89.3% | $7,491-82.6% | $11,601-88.8% |