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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $517,812 | $167,030+210.0% | $135,768+281.4% | $155,188+233.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 16.25% | 678.39%-662.1pp | 526.10%-509.8pp | 148.84%-132.6pp |
| Employer contribution / active EE | $27,929 | $4,132+575.8% | $3,394+722.9% | $4,248+557.5% |
| Participant deferral / active EE | $16,992 | $4,528+275.3% | $3,977+327.2% | $6,531+160.2% |
| Admin fee / account holder | $4,284 | $8,172-47.6% | $7,048-39.2% | $14,480-70.4% |