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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,274 | $77,920-90.7% | $149,723-95.1% | $75,177-90.3% |
| Participation rate | 25.6% | 65.6%-39.9pp | 78.8%-53.1pp | 67.2%-41.6pp |
| Annual return | 51.80% | 31.72%+20.1pp | 134.50%-82.7pp | 160.75%-109.0pp |
| Employer contribution / active EE | $601 | $3,138-80.9% | $4,821-87.5% | $2,671-77.5% |
| Participant deferral / active EE | $891 | $3,411-73.9% | $5,682-84.3% | $4,126-78.4% |
| Admin fee / account holder | $191 | $5,951-96.8% | $13,215-98.6% | $5,651-96.6% |