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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,831 | $100,147-88.2% | $81,286-85.4% | $145,877-91.9% |
| Participation rate | 95.5% | 74.2%+21.2pp | 69.5%+25.9pp | 80.3%+15.2pp |
| Annual return | 11.74% | 34.44%-22.7pp | 24.80%-13.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $3,607 | $2,977+21.2% | $2,463+46.5% | $4,663-22.6% |
| Participant deferral / active EE | $5,424 | $4,607+17.7% | $3,883+39.7% | $6,691-18.9% |
| Admin fee / account holder | $1,055 | $8,201-87.1% | $5,764-81.7% | $13,402-92.1% |