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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,927 | $94,529+195.1% | $140,019+99.2% | $64,173+334.6% |
| Participation rate | 96.8% | 84.1%+12.7pp | 87.5%+9.3pp | 69.6%+27.2pp |
| Annual return | -6.79% | 7.77%-14.6pp | 651.17%-658.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $28,827 | $3,812+656.1% | $5,605+414.3% | $2,381+1110.8% |
| Participant deferral / active EE | $18,632 | $5,250+254.9% | $6,927+169.0% | $3,470+437.0% |
| Admin fee / account holder | $4,100 | $6,741-39.2% | $10,705-61.7% | $4,887-16.1% |