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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,436 | $138,102+77.7% | $125,381+95.8% | $134,532+82.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.44% | 750.73%-775.2pp | 572.31%-596.7pp | 418.27%-442.7pp |
| Employer contribution / active EE | $2,351 | $5,245-55.2% | $4,815-51.2% | $4,741-50.4% |
| Participant deferral / active EE | $0 | $7,801-100.0% | $7,448-100.0% | $6,401-100.0% |
| Admin fee / account holder | $4,040 | $11,568-65.1% | $10,007-59.6% | $11,429-64.7% |