Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,678 | $63,082-86.2% | $81,726-89.4% | $79,856-89.1% |
| Participation rate | 39.3% | 67.5%-28.2pp | 72.0%-32.7pp | 69.6%-30.4pp |
| Annual return | 19.20% | 22.66%-3.5pp | 29.49%-10.3pp | 31.71%-12.5pp |
| Employer contribution / active EE | $0 | $1,795-100.0% | $4,311-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,438 | $2,780-12.3% | $7,108-65.7% | $3,741-34.8% |
| Admin fee / account holder | $839 | $4,428-81.0% | $5,160-83.7% | $5,306-84.2% |