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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $48,613 |
GOLBAR & ASSOCIATES LLP3 years Service code 10 · EIN 26-0303379 | Accounting | $25,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,439 | $84,784-57.0% | $98,462-63.0% | $74,473-51.1% |
| Participation rate | 73.4% | 81.5%-8.1pp | 75.2%-1.7pp | 70.7%+2.7pp |
| Annual return | 13.30% | 20.59%-7.3pp | 21.17%-7.9pp | 34.36%-21.1pp |
| Employer contribution / active EE | $1,343 | $3,364-60.1% | $3,049-56.0% | $2,638-49.1% |
| Participant deferral / active EE | $2,927 | $5,218-43.9% | $4,738-38.2% | $4,530-35.4% |
| Admin fee / account holder | $277 | $204+35.2% | $8,875-96.9% | $347-20.3% |