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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,811 | $88,672-50.6% | $105,223-58.4% | $82,448-46.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 10.87% | 30.86%-20.0pp | 180.65%-169.8pp | 41.64%-30.8pp |
| Employer contribution / active EE | $2,579 | $3,048-15.4% | $3,689-30.1% | $2,551+1.1% |
| Participant deferral / active EE | $3,488 | $4,036-13.6% | $5,072-31.2% | $4,139-15.7% |
| Admin fee / account holder | $1,979 | $7,146-72.3% | $8,859-77.7% | $7,234-72.6% |