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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,216 | $174,379+45.8% | $152,093+67.1% | $138,895+83.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.84% | 74.86%-61.0pp | 66.36%-52.5pp | 145.39%-131.6pp |
| Employer contribution / active EE | $9,529 | $4,652+104.8% | $4,175+128.3% | $4,194+127.2% |
| Participant deferral / active EE | $9,957 | $6,159+61.7% | $5,451+82.7% | $6,396+55.7% |
| Admin fee / account holder | $2,420 | $16,880-85.7% | $14,497-83.3% | $12,562-80.7% |