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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,238 | $157,304-47.7% | $141,197-41.8% | $152,909-46.2% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 0.75% | 64.34%-63.6pp | 71.41%-70.7pp | 345.46%-344.7pp |
| Employer contribution / active EE | $7,387 | $5,263+40.4% | $4,736+56.0% | $4,764+55.1% |
| Participant deferral / active EE | $4,637 | $7,111-34.8% | $6,710-30.9% | $5,851-20.8% |
| Admin fee / account holder | $844 | $12,126-93.0% | $10,265-91.8% | $11,601-92.7% |