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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,112 | $152,591-39.6% | $117,529-21.6% | $134,545-31.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -11.58% | 53.04%-64.6pp | 29.77%-41.3pp | 418.37%-429.9pp |
| Employer contribution / active EE | $0 | $5,576-100.0% | $4,179-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $22,667 | $4,821+370.2% | $4,072+456.6% | $6,401+254.1% |
| Admin fee / account holder | $2,457 | $7,004-64.9% | $5,645-56.5% | $11,431-78.5% |